The Home Affordable Refinance Program: Loan Modification Versus Refinance – Which is Right For You?
July 12, 2011 by Ken Melblock
Filed under Mortgage
Homeowners facing payment difficulties should consider two options-loan modification versus refinance-when seeking a solution to an unaffordable home loan. What is the difference between the two and what are the pros and cons of each option? Here is a brief description of what each option has to offer a struggling homeowner:
The Short Sale Process
May 28, 2011 by Maria Valenzuela
Filed under Mortgage
The short sale process is not really short. Banks permit short sales for two major reasons – the seller has a hardship, and the seller owes more on the mortgage than the home is worth.After submitting a financial package, home sellers might wait a very long time to get a response from the bank. Financial package is usually consist of the following – letter of authorization (allows your agent to speak to the bank), HUD-1 or preliminary net sheet, completed financial statement, hardship letter, tax returns and W-2s in the last two years, recent payroll stubs, last 2 months of bank statements, and (CMA) comparative market analysis or list of recent comparable sales.
Save with pay-as-you-drive insurance?
You can hold on to more of your money by paying as you motor, but it’s not for everyone. Learn more about car insurance at Bankrate.com.
Health insurance coverage drops | Stuff.co.nz
Health insurers want to see a discussion about ways to encourage greater self-provision in health care.
States Ignored Years Of Warnings On Unemployment Insurance
February 19, 2011 by The Huffington Post News Editors
Filed under Insurance
WASHINGTON — State officials had plenty of warning. Over the past three decades, two national commissions and a series of government audits sounded alarms about the dwindling amount of money states were setting aside to pay unemployment …
Hawaii Enrolls More Kids For Health Insurance – Health News Story …
HONOLULU — The federal government is reporting that Hawaii has one of the sharpest increases in children enrolled in the Children’s Health Insurance Program and Medicaid.
Why are there not many big auto insurance companies operating in …
January 30, 2011 by T Dub Jackson
Filed under Insurance
I moved from NY and need to find an auto insurance company.
Why are there not many big auto insurance companies operating in …
January 30, 2011 by T Dub Jackson
Filed under Insurance
I moved from NY and need to find an auto insurance company. AllState and State Farm are not doing business here. I don’t want Geico or Mutual Liberty because of bad experience with them
Lawmakers discuss autism insurance coverage : News : UpNorthLive.com
Michigan lawmakers are renewing efforts to require the offering of insurance coverage for certain autism treatments.
How to Save Money on Health Insurance | Online10.info
January 18, 2011 by T Dub Jackson
Filed under Insurance
Health Insurance is imperative for your daily savings and expenses. One can fall ill at any unexpected time, causing misery and most importantly, if you are not covered with any health insurance policy, it can prove to be quite …
