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	<title>Colonial Life Insurance Mortgage, Loans, Stock Market, Currency Trading, Debt Consolidation Information &#187; collections agency</title>
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	<link>http://www.colonialutah.com</link>
	<description>News, financial information and Colonial Life&#039;s standing in the community. Careers, Mortgage, Loans, Stock Market, Currency Trading, Debt Consolidation Information . Talk to your Colonial Life benefits contact or complete a request form to have one of our services.</description>
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		<title>$500,000 Awarded To California Couple In FDCPA Case</title>
		<link>http://www.colonialutah.com/500000-awarded-to-california-couple-in-fdcpa-case.aspx</link>
		<comments>http://www.colonialutah.com/500000-awarded-to-california-couple-in-fdcpa-case.aspx#comments</comments>
		<pubDate>Sat, 05 Jun 2010 08:16:27 +0000</pubDate>
		<dc:creator>Takara Alexis</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[collect business debt]]></category>
		<category><![CDATA[collection agencey]]></category>
		<category><![CDATA[collection agency quotes]]></category>
		<category><![CDATA[collection letter]]></category>
		<category><![CDATA[collection letter samples]]></category>
		<category><![CDATA[collections agencey]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[commercial collections]]></category>
		<category><![CDATA[debt collection agencies]]></category>
		<category><![CDATA[state collection agency]]></category>
		<category><![CDATA[state collection service]]></category>

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		<description><![CDATA[Last month, Manuel and Luz Fausto won one of the biggest collection awards documented in the last couple of years under the Fair Debt Collection Practices Act (FDCPA) against Credigy Services Corporation. A California jury awarded the Faustos $500,000 in damages derived from harassment by Credigy collectors. Of the sum, granted $100,000 was for actual damages the Faustos experienced, while $400,000 was in punitive damages, granted for malicious and reckless disregard of the couples rights. According to one of the Faustos lawyers, David Humphreys of Humphreys Wallace Humphreys, P.C., and the case derived from a debt on a Wells Fargo charge card opened in 1992.]]></description>
		<wfw:commentRss>http://www.colonialutah.com/500000-awarded-to-california-couple-in-fdcpa-case.aspx/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt As Opposed To Bankruptcy</title>
		<link>http://www.colonialutah.com/debt-as-opposed-to-bankruptcy.aspx</link>
		<comments>http://www.colonialutah.com/debt-as-opposed-to-bankruptcy.aspx#comments</comments>
		<pubDate>Sat, 05 Jun 2010 07:52:37 +0000</pubDate>
		<dc:creator>Takara Alexis</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[collections agencey]]></category>
		<category><![CDATA[collections agencies]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[collections credit]]></category>
		<category><![CDATA[collectors]]></category>
		<category><![CDATA[commercial collection agencies]]></category>
		<category><![CDATA[commercial collection agency]]></category>
		<category><![CDATA[commercial collection company]]></category>
		<category><![CDATA[commercial debt collection]]></category>
		<category><![CDATA[commercial debt collection agency]]></category>

		<guid isPermaLink="false">http://www.colonialutah.com/debt-as-opposed-to-bankruptcy.aspx</guid>
		<description><![CDATA[With consumer debt at an all time high, owing a debt can seem very overwhelming. A great deal of people have looked into the world wide web and have seen advertisements alleging that they can offer debt relief as a quick fix. As alluring as these ads may seem, it is important to be on the lookout for the validity of the claim.]]></description>
		<wfw:commentRss>http://www.colonialutah.com/debt-as-opposed-to-bankruptcy.aspx/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Collection Companies: What Are They? Pt. 1</title>
		<link>http://www.colonialutah.com/collection-companies-what-are-they-pt-1.aspx</link>
		<comments>http://www.colonialutah.com/collection-companies-what-are-they-pt-1.aspx#comments</comments>
		<pubDate>Tue, 01 Jun 2010 08:11:54 +0000</pubDate>
		<dc:creator>Takara Alexis</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[collections agencey]]></category>
		<category><![CDATA[collections agencies]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[collections credit]]></category>
		<category><![CDATA[collectors]]></category>
		<category><![CDATA[commercial collection agencies]]></category>
		<category><![CDATA[commercial collection agency]]></category>
		<category><![CDATA[commercial collection company]]></category>
		<category><![CDATA[commercial debt collection]]></category>
		<category><![CDATA[commercial debt collection agency]]></category>

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		<description><![CDATA[What are debt collection agencies?]]></description>
		<wfw:commentRss>http://www.colonialutah.com/collection-companies-what-are-they-pt-1.aspx/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Should You Call In A Credit Collection Agency?</title>
		<link>http://www.colonialutah.com/when-should-you-call-in-a-credit-collection-agency.aspx</link>
		<comments>http://www.colonialutah.com/when-should-you-call-in-a-credit-collection-agency.aspx#comments</comments>
		<pubDate>Tue, 01 Jun 2010 07:58:34 +0000</pubDate>
		<dc:creator>Takara Alexis</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[collections agencies]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[collections agenecy]]></category>
		<category><![CDATA[collections credit]]></category>
		<category><![CDATA[collectors]]></category>
		<category><![CDATA[commercial collection agencies]]></category>
		<category><![CDATA[commercial collection agency]]></category>
		<category><![CDATA[commercial collection company]]></category>
		<category><![CDATA[commercial debt collection]]></category>
		<category><![CDATA[commercial debt collection agency]]></category>

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		<description><![CDATA[You should call in a credit collection agency sooner rather than later. The longer you wait to begin the collection process on past due accounts, the less of a chance you'll have at recovering your money.]]></description>
		<wfw:commentRss>http://www.colonialutah.com/when-should-you-call-in-a-credit-collection-agency.aspx/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Some Laws You Should Know Before You Do Your Taxes</title>
		<link>http://www.colonialutah.com/some-laws-you-should-know-before-you-do-your-taxes.aspx</link>
		<comments>http://www.colonialutah.com/some-laws-you-should-know-before-you-do-your-taxes.aspx#comments</comments>
		<pubDate>Sun, 16 May 2010 08:47:17 +0000</pubDate>
		<dc:creator>Rapid Recovery Solution</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[business collection agencies]]></category>
		<category><![CDATA[business debt collection agencies]]></category>
		<category><![CDATA[business debt collection agency]]></category>
		<category><![CDATA[colleciton agency fees]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[credit collection agency]]></category>
		<category><![CDATA[credit recovery agency]]></category>
		<category><![CDATA[debt collection agencies]]></category>
		<category><![CDATA[debt collection companies]]></category>

		<guid isPermaLink="false">http://www.colonialutah.com/some-laws-you-should-know-before-you-do-your-taxes.aspx</guid>
		<description><![CDATA[In the present day's recession the changes seem massive. Just last year a number of tax laws were written to bail us out of dire situations. These are a few new tax laws that you should know about.]]></description>
		<wfw:commentRss>http://www.colonialutah.com/some-laws-you-should-know-before-you-do-your-taxes.aspx/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Respecting Privacy</title>
		<link>http://www.colonialutah.com/respecting-privacy.aspx</link>
		<comments>http://www.colonialutah.com/respecting-privacy.aspx#comments</comments>
		<pubDate>Thu, 15 Apr 2010 08:23:47 +0000</pubDate>
		<dc:creator>Mallory McGuinness-Hickey</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[bad debt collection agency]]></category>
		<category><![CDATA[business collection agencies]]></category>
		<category><![CDATA[business debt collection agencies]]></category>
		<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[collection agency fees]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[credit collection agency]]></category>
		<category><![CDATA[credit recovery agency]]></category>
		<category><![CDATA[debt collection agencies]]></category>
		<category><![CDATA[debt collection companies]]></category>

		<guid isPermaLink="false">http://www.colonialutah.com/respecting-privacy.aspx</guid>
		<description><![CDATA[It is imperitive that debt collectors respect your privacy. According to the Fair Debt Collection Practice Act, collection agencies cannot exchange information about debtors. They can't send out a list of people who owe money to its creditor subscribers. They cannot advertise a debt for sale, or compile a list of debtors to its creditor subscribers.]]></description>
		<wfw:commentRss>http://www.colonialutah.com/respecting-privacy.aspx/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Collection Agencies 101</title>
		<link>http://www.colonialutah.com/collection-agencies-101.aspx</link>
		<comments>http://www.colonialutah.com/collection-agencies-101.aspx#comments</comments>
		<pubDate>Thu, 15 Apr 2010 07:25:51 +0000</pubDate>
		<dc:creator>Takara Alexis</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bad debt collection agency]]></category>
		<category><![CDATA[business collection agencies]]></category>
		<category><![CDATA[business debt collection agencies]]></category>
		<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[collection agency fees]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[credit collection agency]]></category>
		<category><![CDATA[credit recovery agency]]></category>
		<category><![CDATA[debt collection agencies]]></category>
		<category><![CDATA[debt collection companies]]></category>

		<guid isPermaLink="false">http://www.colonialutah.com/collection-agencies-101.aspx</guid>
		<description><![CDATA[If the person in debt agrees to pay, the bill collector will record this commitment and will check up later to make sure that the payment was made. If a debtor does not pay, the collector will draw up a statement about their delinquency for the credit department of whatever company they are working for. In extreme cases, debt collectors may request repossession, hand over the account to a lawyer or disconnect service.]]></description>
		<wfw:commentRss>http://www.colonialutah.com/collection-agencies-101.aspx/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Collection Industry Tries A Different Approach In A Rough Economy</title>
		<link>http://www.colonialutah.com/collection-industry-tries-a-different-approach-in-a-rough-economy.aspx</link>
		<comments>http://www.colonialutah.com/collection-industry-tries-a-different-approach-in-a-rough-economy.aspx#comments</comments>
		<pubDate>Fri, 02 Apr 2010 09:09:01 +0000</pubDate>
		<dc:creator>Takara Alexis</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bad debt collection agencies]]></category>
		<category><![CDATA[bad debt collection agency]]></category>
		<category><![CDATA[business collection agencies]]></category>
		<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[collection agency faq]]></category>
		<category><![CDATA[collections agencies]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[credit collection agency]]></category>
		<category><![CDATA[credit recovery agency]]></category>

		<guid isPermaLink="false">http://www.colonialutah.com/collection-industry-tries-a-different-approach-in-a-rough-economy.aspx</guid>
		<description><![CDATA[The bill collections industry's tactics may be taking a turn for the....better? Keeping in mind the amount of recent lawsuits against debt collection agencies, ACA International, the biggest trade group of professional creditors and collectors, says more and more collection agencies are working towards training collectors to take a more of an empathetic position.]]></description>
		<wfw:commentRss>http://www.colonialutah.com/collection-industry-tries-a-different-approach-in-a-rough-economy.aspx/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Beware Of Cash4Gold</title>
		<link>http://www.colonialutah.com/beware-of-cash4gold.aspx</link>
		<comments>http://www.colonialutah.com/beware-of-cash4gold.aspx#comments</comments>
		<pubDate>Fri, 02 Apr 2010 07:49:13 +0000</pubDate>
		<dc:creator>Takara Alexis</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[accounts receivable management]]></category>
		<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[collection agency quotes]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[debt collection attorneys]]></category>
		<category><![CDATA[debt collection lawyer]]></category>
		<category><![CDATA[debt collection lawyers]]></category>
		<category><![CDATA[debt collection quotes]]></category>

		<guid isPermaLink="false">http://www.colonialutah.com/beware-of-cash4gold.aspx</guid>
		<description><![CDATA[We've all seen them - the ostentatious "Cash4Gold" commercials, sometimes featuring people on the street dancing, or at other times, M.C. Hammer promising quick cash in exchange for your old, unused jewelry. Although human nature makes us want to unconditionally trust the dancing person or even with his track record, M.C. Hammer, it turns out that Cash4Gold may not in fact be too legit to quit.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ask Doctor Debt Intends To Enlighten The Public On Financial Literacy And Debt Collections</title>
		<link>http://www.colonialutah.com/ask-doctor-debt-intends-to-enlighten-the-public-on-financial-literacy-and-debt-collections.aspx</link>
		<comments>http://www.colonialutah.com/ask-doctor-debt-intends-to-enlighten-the-public-on-financial-literacy-and-debt-collections.aspx#comments</comments>
		<pubDate>Thu, 11 Mar 2010 09:15:01 +0000</pubDate>
		<dc:creator>Jonathan Summers</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[collection agency news]]></category>
		<category><![CDATA[collection agency quotes]]></category>
		<category><![CDATA[collection letter]]></category>
		<category><![CDATA[collection letter samples]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[commercial collections]]></category>
		<category><![CDATA[debt collection agencies]]></category>
		<category><![CDATA[debt collection quotes]]></category>
		<category><![CDATA[medical collection agency]]></category>

		<guid isPermaLink="false">http://www.colonialutah.com/ask-doctor-debt-intends-to-enlighten-the-public-on-financial-literacy-and-debt-collections.aspx</guid>
		<description><![CDATA[It is about time that someone stepped up in a venture to instruct the public on legal debt collection practices and general financial literacy.  With a countless amount of bogus debt collectors throughout the United States preying on unsuspicious consumers, Ask Doctor Debt serves to fix this ever growing situation by giving consumers an outlet in which to ask questions in regards to their rights and any and all debt related questions.]]></description>
		<wfw:commentRss>http://www.colonialutah.com/ask-doctor-debt-intends-to-enlighten-the-public-on-financial-literacy-and-debt-collections.aspx/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Collection Scams: Protecting Yourself</title>
		<link>http://www.colonialutah.com/debt-collection-scams-protecting-yourself.aspx</link>
		<comments>http://www.colonialutah.com/debt-collection-scams-protecting-yourself.aspx#comments</comments>
		<pubDate>Tue, 09 Mar 2010 08:34:22 +0000</pubDate>
		<dc:creator>Takara Alexis</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[bad debt collection agency]]></category>
		<category><![CDATA[business collection agencies]]></category>
		<category><![CDATA[business debt collection agencies]]></category>
		<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[collection agency fees]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[credit collection agency]]></category>
		<category><![CDATA[credit recovery agency]]></category>
		<category><![CDATA[debt collection agencies]]></category>
		<category><![CDATA[debt collection companies]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.colonialutah.com/debt-collection-scams-protecting-yourself.aspx</guid>
		<description><![CDATA[The government is stepping up as debt collection scams rise. In recent news, Buffalo New York has been home to a number of unlawful debt collection practices, and authorities have arrested at least twelve people. Although the vast majority of collection agencies are legitimate and good for the economy, there has been a rising amount of deceptive and illegal practices.]]></description>
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		<slash:comments>0</slash:comments>
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